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6 dealer options to skip when buying a car Advertiser Disclosure Advertiser Disclosure We are an independent, advertising-supported comparison service. Our aim is to assist you make smarter financial decisions by offering you interactive financial calculators and tools, publishing original and objective content. This allows you to conduct your own research and compare information at no cost and help you make financial decisions with confidence. Bankrate has partnerships with issuers such as, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. How We Make Money The deals that are displayed on this site are from companies who pay us. This compensation can affect the way and where products appear on this site, including the order in which they appear in the listing categories and other categories, unless prohibited by law for our mortgage or home equity products, as well as other home loan products. However, this compensation will not influence the information we publish, or the reviews that you see on this site. We do not consider the entire universe of businesses or financial offers that may be accessible to you. Maskot/Getty
5 min read Read Published on January 12, 2023.
The article was written by Ben Luthi Written by Contributing writer Ben Luthi is a personal travel and finance writer who enjoys helping others learn how to live life more completely. His work has been published in a variety of publications that include U.S. News & World Report, USA Today, Yahoo! Finance and more. The article was edited by Rhys Subitch Edited by Auto loans editor Rhys has been writing and editing for Bankrate from late 2021. They are passionate about helping readers gain confidence to control their finances with precise, well-researched and well-informed information that breaks down otherwise complicated topics into bite-sized pieces. The Bankrate promise
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All new cars already come with rustproofing, and some automakers will void the factory corrosion-perforation warranty if the car is undercoated by a third party.
2. Fabric protection A few dealers provide fabric protection, which is designed to guard your seats from stains. «A majority of dealers will also eagerly pitch you fabric protection, that is essentially an aerosol spray they apply — the spray costs almost nothing, but for which they may then charge you up to $100,» Quincy says. What you can do to avoid it
«If you really need extra protection for your fabric the only thing you have to do is purchase one bottle of Scotchgard,» says John Nielsen the national director of automotive repair and purchasing at AAA.
3. Paint protection This dealer choice is often advertised by sales representatives in showrooms as a product that gives new cars a year-round non-wax shine, which provides an extended protection from the environment. Paint sealants that protect the paint can cost the prospective buyer well over $200. The reason why you shouldn’t do it
Today, most automotive paints are long-lasting and durable, which benefit more from regular washing and waxing, as per Nielsen.
4. VIN etching the process that allows you to make an adhesive plastic stencil that includes the vehicle identification number of your vehicle or VIN. You can then put the stencil on the glass and then apply a particular acid solution which chemically burns, or etches, the VIN on the glass. VIN engraving can be an deterrent to thieves as it makes it nearly impossible for them to make a profit selling windows and windshields and makes it more difficult to figure out a method to dispose of a vehicle when it’s stolen. In fact, it’s recommended by law enforcement agencies and police. Some insurance companies will offer discounts on the comprehensive portion of your car insurance or eliminate your insurance deductibles if your car has the option. It’s an easy process, however VIN marking as a dealer option can cost the car buyer from 150 to 300 dollars. If you do it yourself, you can cut off more than $100. The reason you shouldn’t do it
If you’d like to try VIN etching, it’s cheaper to purchase a DIY kit priced between $20 to $40 online.
5. Extended warranties are an option offered by dealers, the basic for cars can start at $1,000 and easily climb to thousands of dollars for high-performance and luxury automobiles. Extended warranties provide bumper-to-bumper protection, covering everything on your vehicle from major system repairsto heating or air problems, as well as engine problems. Extended warranties are, however don’t cover the components typically replaced. Plan prices based on mileage, the term of coverage and the deductible level prior to signing off. New cars typically already come with manufacturer warranties. If you’re purchasing new, you don’t have to purchase a warranty the moment you purchase the vehicle- this means that you are able to shop around for one for one if you’re really interested in. What are the reasons to skip it
It’s usually best to utilize the money you would spend on an extended warranty for the maintenance your car requires.
6. In your tire, nitrogen No regardless of the content of your tires with, whether oxygen or nitrogen the four wheels that push your vehicle will eventually be deflated. Tires can lose air due to a gap within the tread area, a weak seal, or even just general vehicle wear and tear. Many dealers will urge buyers to add nitrogen to their tires, which could cost as much as $200. Unless you are a race car driver needing greater pressure consistency from your tires, the extra cost isn’t worth it. If you really want nitrogen, a visit to a local body shop could cost anywhere from $10 to $30 for a tire. What are the reasons to avoid it
It is best to save your money and keep an eye out for any tire damage which is likely to occur as a result of vehicle age.
How to avoid dealer-installed options The right options on an automobile can help improve your driving experience. It can also be helpful when you’re ready sell it or trade it into. You don’t need to agree with the dealer-installed features you do not prefer. If you find that a brand new car includes some options that are added by the dealer, you can ask the dealer to remove them and change the selling cost of the vehicle accordingly. In certain situations, it may not be possible -such as if rustproofing or paint protection is already in place and is not removed. Try to of the vehicle the way you would normally do in case the dealer can’t or won’t eliminate an alternative. There’s no guarantee that this will be successful however, even showing a little initiative in negotiation can change the course of the discussion. For example, consider calling another dealer in the area to get an idea of what they charge for certain options or perhaps see what it would cost if you did it yourself. This will provide a useful basis to use in negotiations. If a dealer isn’t willing to negotiate at all, or doesn’t want to negotiate entirely it is possible to buy the car in its current condition or leave. Factory options vs. dealers options factory options and dealer options are added costs you’ll encounter when car shopping. Unlike dealer options, factory options cannot be «added on» upon the time of purchase. The manufacturer manages these extras in the factory before the vehicle arrives at the lot. Factory options could include an alarm system as well as specific equipment including a spoiler or sophisticated engine setup. These add-ons can increase the amount cost you pay, so think about which are essential and which you’re able to leave out. The bottom line is that dealer-installed options aren’t always worth it So determining the charges you’re charged is vital. While dealers aren’t always willing to take away the options they’ve installed or even negotiate on the cost, be aware that these options aren’t standard, and you don’t have to accept them. Like every other part of the buying process, and choices from different dealers in your area to ensure that you get the best price available.
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Written by Contributing writer Ben Luthi is a personal writer on travel and finance who loves helping people learn how to live life more fully. His work has been published in a variety of publications, including U.S. News & World Report, USA Today, Yahoo! Finance and numerous others. The article was edited by Rhys Subitch Edited by Auto loans editor Rhys has been editing and writing for Bankrate since late 2021. They are dedicated to helping their readers feel confident to control their finances by providing concise, well-studied facts that break down complicated topics into digestible pieces.
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